01Overview
Capability pillar · online banking, designed and built end to end
What FinTech means at LinkSphera
FinTech at LinkSphera is neo banking delivered end to end — we design and build the online bank itself: the core that holds the money, the app customers bank in, and the compliance that keeps a regulator satisfied.
We build and launch digital banks the way an operator would, not a demo. That means starting from the licence and the ledger: what money can move, who is accountable for it, and how every balance reconciles. On top sits digital onboarding, accounts and wallets, card issuing and payments, and the back-office your team runs the book from. Whether you are launching a new online bank or modernising one, we deliver a neo-bank platform you can launch on and operate — accountable to the numbers and the regulator alike.
02Capabilities
What the banking platform covers
What's in the banking platform
- 01Neo bank platform
Core banking and a real-time ledger — the platform the whole online bank runs on, with accounts, balances, and money movement beneath it.
- 02Digital onboarding & KYC
Identity, verification, and compliant account opening — a customer goes from download to a funded account without a branch.
- 03Accounts & wallets
Multi-currency accounts, balances, and money movement — the primitives every banking product is assembled from.
- 04Cards & payments
Card issuing, processing, and the payment rails — local transfers, cross-border, and the schemes that settle them.
- 05Compliance & risk
AML and transaction monitoring, sanctions screening, and the controls and audit trail a regulator expects to see.
- 06Online banking app & back-office
The customer app people bank in, plus the operations console your team runs onboarding, support, and the book from.
03How we engage
From licence and scope to a running bank
From assessment to operation
- 01
Assess
We map your product, the licence and regulatory scope, and the rails and partners you'll need before a line of code is written.
- 02
Design
The banking architecture — core, ledger, onboarding, cards, and the app — plus the compliance model it all has to satisfy.
- 03
Build
We build the platform end-to-end and integrate core banking, card processors, KYC, and payment rails into one product.
- 04
Operate
Launch support, compliance operations, and the analytics to run the book — reconciliation, risk, and unit economics after go-live.
04Signals
a neo bank you can launch and operate, core to app
capabilities, core banking to the customer app
steps from assessment to live operation
reconciled ledger beneath accounts, cards, and payments
Get in touch
Let's scope the banking build
Tell us the product, the licence you hold or need, and the rails you want to run on. We'll come back with a banking architecture and a plan to launch and operate it.
Office
604, Platinum Tower
Cluster I, JLT
Dubai, United Arab Emirates
Registered office
VUNE0217, Compass Building
Al Hulaila Industrial Zone-FZ
Ras Al Khaimah, United Arab Emirates